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Disrupting the insurance model We witnessed the economic importance “In insurance, we must certainly These types of platforms are of insurance peaking in the mid-80s, and address almost 40 years of good because they digitize despite the decline since then, we’re seeing decline. If we want to really the transparency of risk another opportunity for growth. This growth opportunity is about our immediate focus disrupt our industry, we have to underwriting and also help us on intangibles, including digital assets. activate capital, resources, and look more closely at the edge This means looking into new products and innovation to get clients what cases. We have a tendency services that do not exist today — the insurance industry has been doing a lot of they want and need. Our thesis to forget that the insurance the same for a long time, and it is time to at AkinovA is that the market industry was created by a group evaluate emerging risks more seriously and must evaluate the benefits of entrepreneurs 335 years ago. evaluate more relevant parameters to ensure optimum customer vs. risk alignment. provided by marketplaces more Today insurance needs to work Listen now seriously. harder at aligning customer risk with available capital.” Henri Winand Henri Winand veloping AkinovA De an electronic marketplace

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