Introduction On 20th September 2022, a group of executives Our Thesis: and registered ITC Vegas delegates attended a three hour-discussion on the topic of commercial sustainability. The session was one of the most attended workshops on the pre-event day, which started ITC Vegas. The discussion was broken into three main topics: • Data, analytics, and ethics • Responsible underwriting • Disruptive business models At the same time, COP27 took place between 6 and 18 November 2022 to push global leaders to put promises into practice to achieve a zero-carbon future for all. The emergence for the next-generation innovations to solve environmentally-related problems are no longer nice to have. The COP27 discussion was about accountability and actions that should be initiated in 2023. Customers, whether individuals or corporations, are asking for institutions to take the required steps to deliver sustainable solutions that can achieve measurable accomplishments.